Midland Credit Management - Got Rid of Midland

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Got Rid of Midland

Apr 20, 2008

Midland Credit Management compliment by Dragonlady

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Don't fall for the Midland stuff, especially if you don't anybody.

I got rid of them harrassing me by complaining first to my state atty. general's office, who then turned the matter over to dept. of consumer affairs.

Midland responded in a letter to dept. of consumer affairs stating-they would case any collection.

This info is from another site and I used it in my letter to Midland, the same letter which I forwarded to my atty. general's office.

“For starters, they should require, in writing, the name and address of the original debt holder, the account number, the date of the last transaction, and the amount of the original debt. As consumers, they have a right to that information.”

If the statute of limitations has expired on a debt, it cannot be entered on the consumer’s credit report. If the new creditor threatens to report non payment to the credit agencies, it is a violation of the Fair Debt Collections Practices Act.

Hope this helps.

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Comments (1)

1. Written by CD, on 24-06-2008 13:18

Thank you, Dragonlady! My husband's adopted brother used his identity to "purchase" (and run off with) cars, furniture, tools, etc. several years ago. We have been dealing with this for over 15 years and have a fraud alert on our credit reports - have a cell phone that they are supposed to call when someone is applying for credit but 9/10 times they don't. Midland called the other day trying to collect on a debt owed by the brother using my husband's info that was over 10 years old. She told me that it would be turned over to prosecution if not paid in 10 days. Thank you so much for your help on this.

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