I have a charged off acount with att/southwestern bell that went to midland funding llc. i live in texas te account was charged off in i belive in 2003 the sal i think in texas is 4 years. i recieved lawsuit papers from them today nov 6 2008 i have to appearin court for sum of around 3,000

i cannot afford that or even an attorny what can i do?? eemail me at my name is patrick. i dont have the money i work at wal mart and f they garnish my wages i wount be able to live


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1. Written by lorie, on 26-12-2008 15:14

i also just received notice that i am being sued by midland for a bill that was not only 5 to 6 years old and it was paid in cash at a local retailer, being that it was 5 to 6 years ago i don't have the receipt.

2. Written by Jason Tillo, on 08-11-2008 12:08

Tell your parents what is going, on they can't sue a child as young as you. Hate to say this but try to remember this when they can legally sue you (age 18) if you do something wrong that is worth suing for than it does not matter if you can't afford a lawyer or the money which you are being sued for. Why they will put you in jail.

3. Written by Do This, on 07-11-2008 23:17

Look forward to go to court with full confidence believing this debt is not yours. DEMAND that the collection company provide you and the court with documents proving the debt belongs to you. Demand this proof is a original document with your signature. No faxed copy but a original documant. I promise this company does not have it. Before your court date, send a certified letter to the collection agency with a "letter of demand" seeking all information concerning said account in your name. Send one to yourself as well but do not open it until you are in court.

4. Written by LAURIE, on 07-11-2008 14:43

Midland is listed as one of the worst collection agencies for their violations of FDCPA.  

 

www.budhibb.com - A consumer advocate website that specializes in Collection Agencys

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