Update by user May 01, 2016
Click on the pdf link above to see a copy of the judgment that I got against Midland in federal court. It has contact information if you want to reach me to learn more about what we do.
The correct email address is firstname.lastname@example.org rather than .com. Please make note of that.
Original review posted by user Apr 30, 2016
Yes, the headline is true. Midland illegally called me on my cellphone 113 times (I told them to quit 53 times). I owe nothing to them or anybody else. I sued them WITHOUT AN ATTORNEY for each individual call because they refused to settle with me for their violations of the Telephone Consumer Protection Act (TCPA).
Instead of keeping them in small claims court where I filed them to keep costs minimal they removed 106 of them to federal court at a whopping $400 filing fee PER CASE ($42,400 total) where they are presently active in the Southern District of California and heading to trial later in 2016/17. I got one judgment against Midland in the first case I filed (4:14-cv-200 in the US District Court Eastern District of Texas). They settled 6 of the cases and have paid me on those.
I am NOT an attorney and have no formal legal training but I AM a consumer advocate that, along with a nationwide group of other advocates and pro se litigants, teach people how to deal with companies such as Midland (and their parent company Encore) and make them pay US for THEIR violations of OUR rights. It can and IS being done by us and our students (which we teach for free) and in most situations you do NOT need a lawyer.
It is time to take the bull by the horns and we are doing just that. Stopping their bogus collections and abuses is not enough! Making THEM pay US is the solution to stopping this abuse. Become an informed and educated consumer instead of just a pissed consumer! We know the consumer protection statutes inside out and backwards and use the federal courts to make companies such as Midland accountable for their actions and so can you! We don't just get pissed.... we get EVEN!!
Reason of review: Abusive Practices.
Monetary Loss: $178500.
Preferred solution: Settle my cases in federal court..
I didn't like: Company operates as extortionists.