I was served today with papers saying that I was being sued by Midland for a credit card that had been charged off by Credit One. Do I respond to this summons or is it a fake summons?
I'm afraid to call them because I know how mean they are and can barely speak English. Any help would be appreciated on what I should do. I do owe the debt but have not been able to pay it. Can I actually be sued and have to go to court?
This is stressing me out because if Credit One has charged off my debt, then how can this company try to get money from me. We are only talking about $750.
Any help would be appreciated. Thanks.
Product or Service Mentioned: Midland Credit Management Debt Collection.